KAISER HDHP Benefits
| HSA-COMPATIBLE PLANS |
$1,500 w/Rx |
$1,500 |
$2,600 w/Rx |
$2,600 |
| Features |
| Deductible |
$1,500/$3,000 |
$2,600/$5,200 |
| Out-of-pocket maximum |
$5,000/$10,000 |
| Lifetime maximum |
$2 million |
| Benefits |
Services not subject to deductible unless otherwise indicated |
| Preventive Care |
| Immunizations |
No charge |
| Routine physicals |
20% coinsurance |
| Well-baby visits |
| Gynecholgical exams/Mammograms |
| Outpatient services (per visit or procedure) |
| Primary care office visit |
20% coinsurance (after deductible) |
| Specialty care office visit |
| Nurse treatment visit (includes allergy injections)1 |
| Outpatient surgery2 |
| Lab tests2 |
| X-rays2 |
| Inpatient hospital care |
| Inpatient care (including maternity) |
20% coinsurance (after deductible) |
| Maximum per admittance |
None |
| Maternity coverage |
| Prenatal care (applies to prenatal office visits, one postnatal visit, and lactation consultants) |
20% coinsurance |
| Emergency & urgent care |
| Emergency Department visit |
20% coinsurance (after deductible) |
| Urgent care visit |
| Ambulance Service |
| Prescription drugs |
| (up to a 30-day supply) |
$15 generic / $30 brand after medical deductible |
Not covered |
$15 generic / $30 brand after medical deductible |
Not covered |
| Other services |
| Vision exams |
20% coinsurance (after deductible) |
| Vision hardware allowance (applies to lenses, frames, and/or contacts every 24 months) |
Not covered |
- Waived if in conjunction with an office visit
- Preventive procedures and tests not subject to deductible
Group Product
LifeWise HSA-qualified plans are an affordable way to offer
your employees in-network and out-of-network coverage for
major illness, as well as the opportunity to grow their health-care
dollars. These high-deductible plans keep premiums low and
are designed to work in combination with tax-deductible HSAs.
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